Everything You Need to Get Started
At HS Solutions Investments & Loans, Inc., we believe the mortgage process should be simple, transparent, and stress-free.
To help us review your financing options and move your application forward, please gather the documents listed below.
Don't worry if you don't have everything! Our team is here to guide you every step of the way.
1. Personal Identification
- Valid government-issued photo ID (driver's license, state ID, or passport)
- Social Security number for each borrower (provided securely during application)
- Permanent Resident Card or other applicable residency documentation, if needed
2. Income & Employment
- Most recent 30 days of pay stubs
- W-2 forms for the last 2 years
- Federal income tax returns for the last 2 years, including all schedules (if required)
- Employer's name, address, and phone number
- Employment history for the last 2 years
Self-employed borrowers:
- Last 2 years of personal and business federal tax returns, including all schedules
- Year-to-date profit and loss statement, if applicable
- Business bank statements or additional business documentation, if requested
Retired or receiving other income:
- Social Security, pension, retirement, or disability award letters, if applicable
- Supporting statements showing receipt of income, if requested
3. Bank Accounts & Assets
- Most recent 2 months of bank statements (all pages)
- Most recent retirement or investment account statements, if funds will be used for the transaction
- Documentation for gift funds, if applicable
4. Current Housing Information
If you currently rent:
- Landlord's name and contact information
- Current monthly rent amount
If you currently own a home:
- Most recent mortgage statement
- Homeowners insurance information
- HOA or condominium dues information, if applicable
5. Additional Documents (If Applicable)
- Divorce decree or child support documentation, when relevant to qualifying
- Bankruptcy discharge or supporting documentation
- Rental property income and expense documentation
- Purchase contract, if you are already under contract
- Additional documents requested by your loan advisor
Ready to Take the Next Step?
Our team at HS Solutions Investments & Loans, Inc. is committed to helping you make informed mortgage decisions with confidence.
Apply Online:https://www.hssolutionsloan.com
Secure Document Upload:https://spaces.hightail.com/uplink/HSSOLUTIONS
Questions? We're Here to Help!
Call us at 407-542-4906
Please note: Document requirements may vary based on your loan program, employment type, and individual financial situation. Additional documentation may be requested during the underwriting process. Please use our secure document upload link rather than emailing sensitive personal information.
